How To Purchase Health Insurance

Many North Dakotans purchase health insurance through an employer and plan to continue doing so. But the Affordable Care Act may provide alternative options for those who purchase insurance directly from an insurance company, are currently without insurance coverage, or are shopping around for new coverage.

Find out more in this short video (the fourth and final installment of a four-part series of videos explaining health reform).

Some North Dakotans are eligible for income-based tax credits to help offset the costs of their health insurance premiums. You can visit to use our tax credit calculator and see if you qualify. If you qualify for a tax credit, you’ll need to purchase insurance from the health insurance marketplace online at to take advantage of the credit. If you don’t qualify, you can purchase insurance directly at

More information about health reform is available on our health reform site at You can also find out more about health reform law basics and get the latest health reform news on our website.

Let us know if you have any questions.

Ryan Schuster is an editor in the Communications department at Blue Cross Blue Shield of North Dakota.