If you are covered by more than one health insurance plan, it can be confusing knowing which one pays for what.
This may impact you if you and your spouse each receive health insurance coverage through your jobs, or if you have insurance coverage through us but also receive benefits from another program such as Medicare or Medicaid.
This short video explains how to find out what plan pays first.
Health insurance companies follow specific rules that govern which insurance plan pays in which order. Members do not need to do anything. We will help sort out which plan is required to pay when and how the process works for ensuring covered benefits are paid by the correct plan. If you have questions or think your claims should have been processed differently, please don’t hesitate to give us a call.
We can help answer any questions you may have. The best way to find out the order that different insurance plans should kick in is to give us a call at the phone number listed on the back of your Blue Cross Blue Shield of North Dakota ID card.
Ryan Schuster is an editor in the Communications department at Blue Cross Blue Shield of North Dakota.