December 15 Deadline To Enroll For January 1 Coverage

Monday, December 15, is the last day to enroll in a Blue Cross Blue Shield of North Dakota (BCBSND) individual or family health insurance plan directly from BCBSND or on the Health Insurance Marketplace with coverage that begins on January 1, 2015.

If you enroll later than December 15, 2014 during the open enrollment period that ends February 15, 2015, your coverage will begin later in 2015.

Open Enrollment
The open enrollment window started on November 15, 2014 and will close on February 15, 2015 to purchase individual health insurance for 2015, both on the federal Marketplace and for plans purchased directly from insurance companies. If you purchase insurance directly from an insurance company or are insured through the Marketplace, you can also re-enroll in coverage for 2015 during open enrollment. This is the only time individuals can purchase health insurance during the course of the year without a unique event (such as getting married or the birth of a child) that qualifies them for a special enrollment period.

As part of the Affordable Care Act (also known as Obamacare), most Americans are now required to have qualifying health insurance coverage, or face a tax penalty when they file their annual federal income tax returns.

To shop for health insurance during the November 15, 2014-February 15, 2015 open enrollment period:

  • Contact your local insurance agent
  • Visit our website at and shop for insurance
  • Go to one of our 8 offices throughout the state for assistance
  • Call our dedicated sales consultants at 1-800-280-BLUE (2583)
  • Go to to search or enroll in Marketplace plans

Let us know if you have any questions.

Ryan Schuster is an editor in the Communications department at Blue Cross Blue Shield of North Dakota.