Find Out If You’re Eligible To Buy 2015 Insurance After February 15 Deadline

Article Image

February 15 was the deadline for North Dakotans to sign up for new Blue Cross Blue Shield of North Dakota individual or family plans to receive 2015 coverage. Most Americans are required to have health insurance this year, or they will face a tax penalty from the federal government.

Even if you didn’t buy your plan by February 15, you still might be able to get a new health insurance plan in 2015:

  • If you have a significant life change such as getting married, divorced, the birth or adoption of a child, or even some income changes after February 15. You may be eligible for a special enrollment period to sign up for 2015 coverage. Please call us at 1-800-280-BLUE (2583) to find out if you are eligible.
  • If you qualify for Medicaid, you can enroll at any time at healthcare.gov.
  • If you lose health insurance through an employer after February 15, you can sign up for 2015 health insurance.
  • If you meet certain age requirements and other circumstances you may qualify for Medicare.

The next enrollment period for health insurance begins on October 1, 2015, for coverage starting on January 1, 2016.

What if I have health insurance?
If you currently receive health insurance through your employer or through a government program like Medicare or Medicaid, the February 15 deadline does not apply to you. If you have insurance now, but you lose your coverage during 2015, you may qualify for a special enrollment period to select a new insurance plan.

If you are a current BCBSND member and have an individual or family plan, and your plan is being discontinued in 2015 you will be automatically transferred to a new plan unless you contact your local independent agent or call us at 1-800-280-BLUE (2583) and we’ll help you.

More information about health reform is available on our website.

Ryan Schuster is an editor in the Communications department at Blue Cross Blue Shield of North Dakota.