We understand that you may have questions or concerns about the impact of today’s ruling by the U.S. Supreme Court on your health insurance coverage. We would like all members to know that their Blue Cross Blue Shield of North Dakota insurance coverage remains in effect.
WHAT IT MEANS
Today’s ruling allows North Dakotans who qualify to continue receiving tax credit financial assistance when purchasing plans on the North Dakota marketplace.
The ruling allows state insurance marketplaces established by the federal government in North Dakota and 35 other states to offer those who qualify tax credits to help them afford the costs of insurance premiums. The tax credits are only available to those who purchase plans on marketplaces in states for individual and family plans set up by the Affordable Care Act health reform law. The next enrollment period to purchase insurance on the North Dakota marketplace begins in November for January 2016 coverage.
The ruling does not impact those who receive health insurance through an employer, a government program such as Medicare or Medicaid, or those who purchase insurance directly from an insurance company. It only affects those who receive financial assistance when purchasing plans on the North Dakota marketplace at www.healthcare.gov.
Today’s ruling helps ensure that we can continue to provide the security and stability of Blue Cross Blue Shield health insurance to all of our members, regardless of who they are or how they purchase coverage.
FOCUS ON AFFORDABILITY
There is still much work to be done to help make health care more affordable. We are partnering with patients, doctors and hospitals to help create a health care system that is better coordinated, provides quality care and helps patients get healthy faster and stay healthy longer.
Ryan Schuster is an editor in the Communications department at Blue Cross Blue Shield of North Dakota.