Health Plan Personal Shopper

Health insurance agents are like personal shoppers. They are trained to advise and guide you through all the considerations when selecting a health plan. Agents are licensed by the state, but they also buy insurance for themselves, so they can relate to your needs and concerns. Here are a few reasons why you should consult…
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How We Can Keep Striking Out Cervical Cancer

In the 1970s, cervical cancer was a common cause of cancer death for American women. Today? Death rates are down because we can detect cervical cancer, often before it even develops and when treatments are most successful. Plus, many young women are now protected against the most common cause of cervical cancer, human papilloma virus…
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Need Help Paying For A Health Plan?

Tax credits and subsidies With the Affordable Care Act, the government offers tax credits or subsidies. These are based on individual or household income. Based on financial need, these subsidies may cover all or part of your health plan cost. Buying plans with a credit Those who qualify for assistance with the cost of health…
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The Power Of Positive Reflection

Often when reflecting on the passing of another year, we focus in on the negative things. That fender bender in April. The summer cold you caught from your kid. Even a bad haircut or a fitness hiatus can send us into a whirlwind of negative emotions and apathy about the future. Other, more significant life…
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Avoid Penalties During Open Enrollment

The annual open enrollment period is from November 1 through January 31. This is when anyone can apply for health insurance through the health insurance marketplace or through insurance companies like BCBSND. Who pays a tax penalty? With ACA guidelines, the individual mandate requires everyone to have health insurance. There is a tax penalty for…
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