Avoid Penalties During Open Enrollment

The annual open enrollment period is from November 1 through January 31. This is when anyone can apply for health insurance through the health insurance marketplace or through insurance companies like BCBSND. Who pays a tax penalty? With ACA guidelines, the individual mandate requires everyone to have health insurance. There is a tax penalty for…
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Learn About Health Reform At August Employer Workshops

The Affordable Care Act (ACA) is complex, affecting employers and the benefits they offer to their employees. Blue Cross Blue Shield of North Dakota (BCBSND) wants to provide information to employers to help them better understand how the ACA affects them and to plan their 2016 strategy. BCBSND will host a series of public forums…
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What You Need To Know About New IRS Tax Filing Requirement

You are now required to report your health insurance coverage when filing a federal tax return. For the first time this tax season, you must report to the Internal Revenue Service if you, your spouse or dependents had qualifying health insurance coverage during 2014. We mailed a statement outlining members’ health insurance coverage in early…
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February 15 Is Deadline To Enroll In 2015 Health Insurance

If you don’t have health insurance, you have until Sunday, February 15, to enroll in 2015 coverage. If you miss the deadline, you will need to wait until this fall to enroll in coverage that won’t take begin until 2016. Ways to enroll in coverage from us: Go to www.BCBSND.com/shop Call 1-800-280-BLUE (2583) Work with…
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How To Comply With The Individual Mandate

The Affordable Care Act (also known as Obamacare) requires most Americans to have health insurance. This requirement is known as the individual mandate. If you have health insurance, either through your job, your spouse’s job, Medicare or Medicaid, your coverage likely meets the requirement. But if you don’t have any type of health insurance, you…
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