Why You Can’t Wait Until You Get Sick To Get Health Insurance

            Health insurance works by having members pay a monthly premium that goes into a pool. When a member gets sick, they dip into the pool’s shared resources to help pay for their medical care. This helps keep out-of-pocket costs down for members. That’s why you can’t just wait until…
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Enroll By March 15 For April 1 Coverage

Saturday, March 15, 2014, is the last day for North Dakotans to enroll in an individual or family health insurance plan to have coverage beginning on April 1, 2014. This includes plans available on the North Dakota Health Insurance Marketplace. You can get started at www.BCBSND.com/shop, or by calling 1-800-280-BLUE (2583) to talk with a…
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How To Avoid Health Reform Scams

These days North Dakotans should keep an eye out for health reform scams to protect themselves from fraud. If you are contacted by someone you don’t know about purchasing health insurance and asked to pay or give them your personal information, you should be wary. Instead, take steps to verify their identity and ensure it…
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How To Purchase Health Insurance

Many North Dakotans purchase health insurance through an employer and plan to continue doing so. But the Affordable Care Act may provide alternative options for those who purchase insurance directly from an insurance company, are currently without insurance coverage, or are shopping around for new coverage. Find out more in this short video (the fourth…
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Can I Get Help Paying For Insurance?

Did you know that you might be able to get help paying for your health insurance premiums? If you qualify based on income guidelines, you could be eligible for tax credits to help offset the costs of your health insurance premiums. Find out more in this short video (the third installment of a four-part series…
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