Health Insurance Open Enrollment Primer

Most Americans were required to have health insurance coverage in 2014 as a result of the Affordable Care Act (also known as Obamacare). Those who do not comply with the individual mandate in the health care reform law may have to pay a tax penalty to the government when filing their taxes for 2014. The…
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Health Reform Basics

Health care reform can be confusing. We’re here to help. The landmark Affordable Care Act (ACA) federal health reform law was passed by Congress in 2010. Some of the major provisions of ACA that are in place now include: Insurance companies are no longer allowed to deny coverage to those with pre-existing medical conditions Health…
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What Can I Do If I Missed The March 31 Health Insurance Deadline?

March 31, 2014 was the deadline for North Dakotans to sign up for new Blue Cross Blue Shield of North Dakota individual or family plans to receive 2014 coverage. Most Americans are required to have health insurance this year, or they will face a tax penalty from the federal government. Even if you didn’t buy…
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Individual Mandate Means You May Have To Buy Health Insurance By March 31 To Avoid A Tax Penalty

Have you heard of the individual mandate? The individual mandate is a requirement in the Affordable Care Act (also known as Obamacare) that requires most Americans to have qualifying health coverage in 2014. If you’re like an estimated 80 percent of Americans, you already receive health insurance coverage through your job, your spouse’s job, Medicare…
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Two Ways To Get A Break On Your Health Insurance Costs

Many North Dakotans may not be aware the Affordable Care Act provides two ways to get financial help with their health insurance. The federal tax credit on health insurance premiums has received most of the attention as a way to either reduce your monthly premium or take a new tax credit on your 2014 federal…
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