What Does Coinsurance Mean?

Health insurance can be confusing. We’re here to help. Here’s an explanation of an often misunderstood health insurance term and what it means. COINSURANCE is the amount or percentage of medical expenses you are required to pay. Your insurance company pays the rest. Coinsurance is one way your insurance company shares medical costs with you.…
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5 Tips To Help You Pick The Right Doctor

Picking the right doctor for you and your family is an important decision. A primary care doctor can play a key role in helping to diagnose, treat and manage your family’s health. You will visit or contact your primary care doctor for most doctors’ appointments, including checkups, health screenings and non-emergency situations, such as when…
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Longer Customer Service Phone Line Wait Times

Our customer service representatives are currently receiving twice as many phone calls as usual. As a result, the wait times that our members are experiencing when customer service are increasing as well. We pride ourselves on delivering world class customer service and we are doing our best to help all our members as quickly as…
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Get An Online Quote, Shop For A Plan On Our Website

Did you know that you can get a health insurance quote before signing up for a plan? All you need to do is visit www.BCBSND.com/shop and shop for insurance for individuals or families. You can click on the “Get a Quote” button to shop and compare insurance plans. The open enrollment period for 2015 coverage…
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What Is A Copay?

Health insurance can be confusing. We’re here to help. Here’s an explanation of an often misunderstood health insurance term and what it means. A COPAYMENT, or a copay, is a set amount you pay when receiving medical care. Patients are often asked to pay a copay when arriving for a doctor’s appointment, or seeking other…
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