Individual Mandate Means You May Have To Buy Health Insurance By March 31 To Avoid A Tax Penalty

Have you heard of the individual mandate? The individual mandate is a requirement in the Affordable Care Act (also known as Obamacare) that requires most Americans to have qualifying health coverage in 2014. If you’re like an estimated 80 percent of Americans, you already receive health insurance coverage through your job, your spouse’s job, Medicare…
Read More

Enroll By March 31 For Health Insurance On Marketplace Or Bought Directly From Insurer

In case you haven’t heard, uninsured North Dakotans must sign up by March 31 to avoid a future tax penalty as a result of the Affordable Care Act’s individual mandate that requires most Americans to have health insurance in 2014. This deadline applies to all Blue Cross Blue Shield of North Dakota health insurance plans…
Read More

Health Reform Changes Coming In 2014

The Affordable Care Act has already led to many changes in the U.S. health care system. Even more change is expected in 2014. Here’s a peek forward to some of the health reform changes coming in 2014: January 1, 2014 Pre-existing conditions allowed Starting with policy years beginning on or after January 1, 2014, health…
Read More

Review Of 2013 Health Reform Changes

North Dakotans experienced many changes related to health care reform in 2013 – and more change is in the forecast for 2014. Blue Cross Blue Shield of North Dakota (BCBSND) spent much of 2013 preparing for changed related to the Affordable Care Act (ACA) and explaining the changes to our members and others in the state. We…
Read More

New Health Plans Offered On State Marketplace

Consumers purchasing health insurance on a public health insurance marketplace or exchange or directly from a health insurance company have up to five levels of coverage to choose from to help compare plans offered by different insurers. The four levels of metallic coverage — bronze, silver, gold and platinum are based on actuarial value of…
Read More