What’s The Difference Between Medicare Supplements And Medicare Advantage?

Original Medicare with supplemental insurance? Or, Medicare Advantage? When it comes time to enroll in Medicare, these are options you’ll have. What’s the difference? Read on. Original Medicare + Medicare Supplement Medicare Parts A and B are offered by the federal government. They cover hospital and medical costs. But they don’t cover all costs. For…
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Common Medicare Questions From The Field

Terry Krefting is a long-time BCBSND sales professional who’s helped hundreds of people in western North Dakota navigate the Medicare maze. We asked about the most common questions he gets. Many are pretty basic. Others are more complex. Here’s what he passed along: Q: What does Medicare cover?  A: Generally, after you pay 20 percent,…
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Switching Medicare Supplement Plans: 4 Things You Need To Know

Many people enroll in a supplement plan when they are first eligible for Medicare. Also called Medigap, the plans help cover what Medicare Parts A and B do not.   Once enrolled, there are a number of reasons you may choose to switch. Not all companies offer the same level of service. Or you may…
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Don’t Miss Out: Medicare Supplement Special Enrollment Closes On June 30

Are you a senior eligible for Medicare? Or do you know someone who is? Just a friendly reminder that Blue Cross Blue Shield of North Dakota (BCBSND) is offering a special enrollment period for Medicare eligible seniors. From now until June 30, 2017, you can get a Medicare supplement with: A simplified application—only one qualifying…
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Find An Agent To Find Your Medicare Options

Medicare is changing, and you can, too. Right now, BCBSND has a special enrollment period open through June 30. This is a good opportunity to revisit your Medicare coverage, since everyone has different health care and coverage needs. So how do you choose the right plan for you? If you’re new to Medicare, how do…
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