Find Out If You’re Eligible For Premium Tax Credits

Would you like help in paying your insurance premiums? North Dakotans will have another option to buy health insurance on Oct. 1, 2013 on the North Dakota Health Insurance Marketplace (also known as an exchange). The marketplace will offer North Dakotans a variety of health insurance plans approved for sale in North Dakota with differing…
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Health Care Costs Keep Rising

Health care costs have more than tripled from $75 billion in 1970 to a record $2.7 trillion in 2011. This rapid increase in health care costs has led to more expensive claims submitted to insurance companies, higher insurance premiums charged to members and bigger medical bills for millions of Americans. Health care costs are the…
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How Your Premium Dollars Are Spent

By Ryan Schuster Have you ever wondered how your health insurance premiums are used by your insurance company? You might be surprised by the answers. Premiums are what people pay in exchange for receiving health insurance coverage. If you receive health insurance through your job, your premiums are likely automatically deducted from your paycheck with…
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The Cost Of Health Insurance

By Ryan Schuster Many blame insurance companies and rising health insurance premiums for increases in health care costs. But insurers are not the main driving force behind increasing health care costs. Insurance premiums only make up a small slice of the U.S. health care spending pie. In fact, roughly half of health care costs come…
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How Health Care Costs Impact Premiums

By Ryan Schuster What’s your biggest concern about health care? For many of our members, it’s the cost of health care and being able to afford their health insurance premiums. We understand and share these concerns. We are doing what we can to keep costs down by remaining as efficient as possible. But health care…
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